Applying for a Car Loan in Corpus Christi is Even Easier, at Access Ford Lincoln

Shopping around for car financing isn't usually the most fun part of getting a new vehicle in Corpus Christi, Alice, Robstown, Sinton, or Orange Grove, TX--but at least at Access Ford Lincoln, it can be the easiest and quickest part.

That means that you can browse new Ford models in Corpus Christi without stress or worry about being able to pay for it. Whether you're looking for an affordable lease or a customized auto loan, our financing experts can help you balance your budget and find payments that work for you. You know that Texas used cars are a great deal--Southern vehicles get to avoid the salt, cold damage, and more that other vehicles are susceptible to. Now, financing your pre-owned Ford or Lincoln or other used car, truck, or SUV is quick and simple.

Read on to learn more about your financing options, or skip the finance lesson and go straight on to your application for a Ford lease or a car loan.

Applying for a Car Loan vs Pre-Qualifying for Credit: What's Right for Me?

Credit pre-approval is the process of looking at your credit history to see what kind of lending history you have, and deciding how much of a sum you would be approved to lend from a bank or credit union. Applying for a car loan online gets you fast access to a line of credit so that you can get in and out of the dealership faster.

  • Pros: the best and most accurate way to see what kind of credit you will be approved for by a bank
  • Cons: hard credit check; could negatively affect drivers with bad credit or no credit

Pre-qualifying for credit is another option offered by Access Ford Lincoln of Corpus Christi; instead of performing an inquiry of credit, we just take a look at the basic information that you provide. While more information means a better estimate, credit pre-qualification is not a guarantee of financing.

  • Pros: no hard credit check; a smart option for drivers who are just shopping around
  • Cons: a general estimate of expected credit approval; not the best option if you're ready to buy or lease today

Both of these options have unique benefits for different situations; if you're ready to buy or lease, begin your online application right here. If you'd like to pre-qualify for financing first, please contact us online or give us a call to see how we can help.